Robo-Adviser v Financial Advisor v DIY investing
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Financial Planner v Robo-Advisor v DIY Investing – Which is the Right Choice?

Robo-Advisor v Financial Planner v DIY Investing Checklist Our time is getting more and more compressed, despite the wealth of apps and fintech advancements designed to help. There’s more to do and, if you’re a DIY investor, there’s the end of year portfolio management updates. This holiday stress might have you thinking that you need some investment management help. If you need investing help there are several alternatives. First, you can hire a fee only financial planner or other type of Certified Financial Planner. Or, …

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Top 5 robo-advisors by AUM - Vanguard beats the rest.
Robo-Advisor News + Updates

November 2017 – Robo-Advisor News + Polaris Review Posits Markets Are Inefficient

Top Robo-Advisor News – Vanguard is the Robo-Advisor With the Most AUM Polaris Portfolios Expert Robo-Advisor Review Polaris Portfolios is a digital wealth management platform built to outperform the market benchmarks and deliver exceptional client service. The platform was cofounded by Evan Kulak, Michael McDermott, and Grant White. Unlike the majority of robo advisors that believe markets are efficient, Polaris believes that markets are inherently inefficient. Polaris Portfolios does not believe index funds offer the best returns on a risk adjusted basis. Rather Polaris believes …

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Richard Thaler, Nobel Prize winner, economist + robo-advisor influencer
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How Richard Thaler, Nobel Prize Winner, Influenced Betterment

Behavioral finance, Richard Thaler and robo-investing help you make better investment decisions. ” As technology and design increasingly enables financial services firms to modify and influence their customers’ behavior, we should not only remember Thaler’s ideas and well-developed research; We should take his mantra to heart and follow his choice to use behavioral learning to make a positive impact on people’s lives.” ~Dan Egan, director of behavioral finance & investments at Betterment (as reported in MarketWatch) Markets are in a state of constant flux. One core mistake …

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Free investment review + October 2017 robo-advisor fintech news
Robo-Advisor News + Updates

October 2017 Robo-Advisor News + Betterment Has Free Offers

Betterment Launches Free Management Fee Promo + Free Investment Review Choosing the right investment manager is tough. Betterment is making it easier. Betterment continues to entice and innovate. Betterment Free Investment Review Betterment’s free investment review can help you assess your current investment approach. Here’s how the Betterment investment review can help you: Betterment asks you a series of questions related to your finances. Next, you receive  an analysis of your investments that covers four topic areas: investment accounts, tax savings, fees risk exposure This …

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Acorns review app. Acorns robo-advisor for small investors.
Robo Advisor Reviews

Acorns Review App 2019 – Is Acorns Worth It?

Acorns Review – Turn Your Spare Change into an Investment Portfolio Columnist, Kevin Mercadante Acorns App Expert Review   If you’ve had difficulty saving money in the past, Acorns could be the app you’ve been waiting for. Not only does it help non-savers become savers, but it also turns those savings into investments. And as it does, Acorns manages those investments for you. Acorns is both a micro-savings app, and a robo-advisor investment platform all in one. It enables you to save money by collecting …

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2017 Benzinga Fintech Summit - San Fransisco showcased top fintech firms in real estate and investing
Robo-Advisor News + Updates

Benzinga Fintech Summit – 2017 San Francisco Highlights + Kevin O’Leary

Benzinga Fintech Summit Gets Loud! Jason Raznick of Benzinga put together a fast-paced conversation about Fintech with some of the biggest players in the sphere. The Benzinga Fintech Summit combines panel discussions and individual company presentations while introducing new platforms and discussing the state of the fintech world. Staying on top of the fintech arena, with light speed changes, is a tall order. Here’s what’s going on now, according to Benzinga Fintech Summit participants. Investing, Real Estate and Robo-Advisor Presenters Include: Unison Rocket Mortgage Morty …

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What does the future of robo-advisors hold? Are human financial advisors doomed?
Robo-Advisor Learn

The Future of Robo-Advisors; Are Small Independent Robo-advisors and Human Advisors Doomed?

With recent leaps in artificial intelligence technology, many financial advisors worry whether their position will be replaced by machines. The future of robo-advisors is transitory, and human advisors are uneasy. Human financial advisors are particularly worried because of the explosion of new AI platforms. These robo-advisor AI systems are a competitive challenge. Human advisors are scrambling to adapt to a changing environment. In the investment world, artificial intelligence plays a key role. Currently, there are over 200 platforms known as “Robo-advisors” that create and manage …

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Robo-Advisor News September 2017. Updates about the future of robo's + financial advisors.
Robo-Advisor News + Updates

September 2017 Robo-Advisor News – The Most Useful Fintech Updates

Robo-Advisor News – September 2017 The robo-advisor news waves are exploding with questions about the future of this fintech darling. Not far behind is the cry of human financial advisors wondering if they will be doomed. Find out what the CFA blog, MarketWatch and the Wall Street Journal are reporting about these questions. “What’s Next for Robo-Advisors?” by Lauren Foster – CFA Institute Blog “If you’re in the business of advising clients on how to invest, Randy Cass, CFA, has some advice for you: The future of …

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Robo-advisor vs financial advisor - which is better. Get the pros & cons.
Robo-Advisor Learn

Robo-Advisor vs Financial Advisor – Which is Best?

Which is Better, Robo-Advisor or Human Financial Advisor? By contributing columnist, Hank Coleman Robo-advisors are everywhere you turn. Or, so it seems. These automated online investment platforms appeal to new and younger investors, but they can be a good fit for seasoned pros as well. The key to deciding whether to go robo-advisor or human financial advisor is to understand what’s right for you and your financial situation. Are you tired of paying high fees and commissions with a traditional financial advisor? Does the investment …

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Robo-advisor news to keep you upto-date on the latest fintech investment info
Robo-Advisor News + Updates

Robo-Advisor News – Latest Updates from the World of Automated Financial Advisors

Robo-Advisor News – August 2017 The robo-advisor industry is moving at lightning speed. These digital financial advisor, that manage your investment dollars using sophisticated computerized algorithms for low fees are upending the traditional wealth management market. Existing robo-advisors are continually updating their features. With Betterment and Wealthfront at the helm of change by adding human and digital financial advising, respectively. Following are some of the recent updates across the robo-advisory landscape: “Your Robo-Adviser May Have a Conflict of Interest” by Hugh Son on Bloomberg.com “But …

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Motif Impact Investing Review-Change the World with this Robo-Advisor
Robo Advisor Reviews

Motif Impact Review – Make a Difference With Socially Conscious Robo-Advisor

*Please read affiliate disclosure below. Motif Sustainable Automated Investing  Review Motif Platform Recap Motif Investing is a low-cost way to create your own portfolio and get actionable investment ideas. As we wrote in “Robo-Advisor vs. DIY – Motif Is For All Investors” you can become your own mutual fund manager for a low fee. Buy a pre-made or personally designed Motif or collection of 30 stocks for $9.95. Choose from scores of Motif’s representing market sectors, such as tech or healthcare to investment approaches such as momentum …

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Robo-advisors and the future of the wealth management industry
Robo-Advisor Learn

How Do Robo-Advisors Fit in With Traditional Wealth Managers?

The Relationship Between Robo-Advisors and Traditional Wealth Managers Robo-advisors are upending the wealth management industry. Digital wealth managers are launching new platforms, merging, and creating hybrid models. Robo-advisor growth is explosive, but digital investment advisors remain small participants in the total global wealth management AUM. Discover whether the robo-advisor is a true threat to the conventional wealth manager or not. Interview with Barbara A. Friedberg, MBA by Maryna Tykholoz – Cukov, MS for her International Management MBA thesis at Furtwangen University, Germany on the topic, …

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Insurtech - the new fintech innovation. Insurance in minutes, not months.
Robo-Advisor Learn

Insurtech: Fast Life Insurance Coverage

Guest contributor, JC Matthews Insurtech: Rapid Underwriting The End of the 3 Month Life Insurance Application Fintech, or financial technology solutions have dominated the finance industry, yet insurtech is late to the party. Insurtech describes financial innovation technology solutions for the insurance industry. These new fintech insurance technological advances expedite the insurance process saving you time and money.   You’ll probably agree that the current life insurance underwriting process is too long, entirely frustrating, and doesn’t meet your expectations of the life insurance buying process, either online …

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M1 Finance adds socially responsible investing to their DIY - robo-advisor investment model.
Robo-Advisor News + Updates

M1 Finance Joins the Socially Responsible Investing Trend

Please see affiliate disclosure below.* “M1 believes people should always have their money working for them in a way that aligns with their objectives and values.” ~Brian Barnes, CEO M1 Finance Regardless of what you call it; socially responsible, impact, sustainable or socially conscious investing, the genre is exploding. The Forum for Sustainable and Responsible Investment reports an 89% increase in socially responsible investing since 2012. The Forum claims that $7 trillion is invested with firms touting environmental, social and corporate governance (ESG) issues. And …

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Top new fintech investing and robo-advisor apps from Finovate 2017.
Robo-Advisor News + Updates

6 New Investing and Robo-Advisor Fintech Startups from Finovate Spring 2017

Finovate 2017 Premiered Exciting Fintech Investing Platforms The Finovate Conferences showcase the top new innovations in fintech. Among the banking, insurance, security and more are several exciting new investing related platforms. From Capitali.se for active traders to NewChip for Angel investors on a dime, there are exciting apps and ingenious platforms to facilitate investing. Fintech is getting creative, more affordable with options for the millennial to the quant. Following are the newest investing-related fintech platforms showcased at this year’s Finovate 2017 event. If you’re looking …

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Wealthfront portfolio line of credit - cash alternative. Get money for home repairs, weddings, car down payment & more.
Robo-Advisor News + Updates

Borrow Money With Wealthfront Portfolio Line of Credit

*Please read affiliate disclosure below. Are you a Wealthfront customer who was so busy investing you forgot to leave out some cash to put down on your car? Are you getting married and your Wealthfront account is on track, but you lack cash to pay for the wedding? Forgot to fund your emergency account, even though your Wealthfront investment account is growing? Learn about the Wealthfront Portfolio Line of Credit, to help with those money ‘what ifs’. Wealthfront’s Portfolio Line of Credit Can Save You …

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You can afford to start investing today with these 4 low investment minimum robo-advisors.
Robo-Advisor Learn

Top 5 Robo-Advisors with Low Investment Minimums-You Can Afford to Invest

*Please read affiliate disclosure below. Best Robo-Advisors for Millennials and Those Without Much Cash Getting started investing is never easy; not only do you need to choose the best investments for your lifestyle and financial goals, but it is often believed that you need to scrounge up a large minimum cash investment in order to make any substantial investment. In fact, some online brokerage accounts won’t let you invest in a mutual fund without $2,500. Yet, don’t despair, there are robo-advisors with low minimum investment …

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How to choose a robo-advisor. 7 easy questions to ask.
Robo-Advisor Learn

How to Choose a Robo-Advisor – Ask These 7 Questions First

*Please read affiliate disclosure below. You know the drill-invest for the future or you’ll be destined to rely on a paltry Social Security payment in your old age. So, you kick some money into your employer’s 401(k) plan, but you want to invest additional money for your future. If investing seems a bit complicated, then find out how to choose a robo-advisor to help manage your money and grow your wealth. Learn about this handy investing platform and how to choose a robo-advisor in a …

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Robo-Advisor News + Updates

The Robo-Advisor War Is Heating Up-Find Out What’s Next

Keeping up with the growing number of robo-advisors is a full-time job. After consulting on the fintech, robo-advisor topic and discovering that hybrid robo-advisors are the wave of the future, I thought I could take a breath. It turns out, that every day in my news feed there’s another robo-advisor development. Financial advisors need to incorporate digital advisors or perish. The stand-alone shops-Betterment, Wealthfront, free WiseBanyan, Personal Capital – are being challenged by the investment brokerage firms. Thanks to the Visual Capitalist for creating this …

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Robo-advisor exchange traded fund management expense ratio-what is it?
Robo-Advisor Learn

What Is a Robo-Advisor Fund Management Expense Ratio?

Don’t Fall For High Fund Management Expense Ratios Most robo-advisors have an advertised management expense ratio (MER) fee. This is the percent you pay to the automated advisor to manage your investments. It ranges from zero with M1 Finance to between 0.49% and 0.89% for the Personal Capital Advisors specialized service. Yet, there’s another fee that every investor who buys a mutual or exchange traded fund pays, whether they’re investing in a robo-advisor or not. This is the fund’s management expense ratio. When investing with …

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