robo advisor basics - radio interview
Robo-Advisor Learn

Robo-Advisor Basics – My Interview on WFN1.com Radio CEO Money Show

The Robo-Advisor Basics – Q & A With Michael Yorba of CEO Money Michal Yorba, of CEO money recently contacted me to discuss robo-advisor basics on his show. In this quick interview we talk about robo-advisor basics and the fintech landscape. Here’s what you’ll learn by listening to this brief interview. Find out about robo-advisors: What is digital investing? What do robo-advisors do? How are humans involved in the robo-advisor process? What about losses, how do you handle them? Is there market timing in robo-advisors? …

READ MORE →
A stock market crash is a signal for robo advisor investors to stay put, or invest more.
Robo-Advisor News + Updates

Why Did the Stock Market Crash and What Should Robo-Advisor Investors Do?

Stock Market Crash Advice for Robo-Advisor Investors “Largest intraday point drop in DOW history” CNBC.com February 5, 2018 the stock market crashed, following a dive on Friday. At the end of the day, all 2018 gains have been officially wiped out, according to CNBC. The S&P 500 fell 113.14 points for a -4.10% decline, with the Dow 30 dropping 1,175.28 points for a -4.61% loss. The NASDAQ, home to many tech companies, saw a 273.42 fall of -3.78% and the Russell 2000, more representative of …

READ MORE →
Robo-Adviser News - January 2018 - Ellevest Robo-Advisor for Women is Featured
Robo-Advisor News + Updates

January 2018 – Robo-Advisor News – Ellevest Conquers Investing for Women

Robo-Advisor News – Women Investing Edition When Ellevest Robo-Advisor launched, I was excited. A digital investment platform, targeted at women investors. When I was researching the company, Sallie Krawcheck actually called me up. How cool is that – to receive a call from the company CEO? In the past, the robo-advisory management fee was higher than many competitors. That’s why, when Ellevest reduced the fee for their basic service to 0.25% of AUM, I was thrilled. Instantly, Ellevest became competitive with Betterment, Wealthfront, Sigfig and …

READ MORE →
Robo-adviser or DIY - Find out why digital investing is better than DIY investing with mutual funds or ETFs
Robo-Advisor Learn

Why Robo Advisors Are Better than DIY Investing with Mutual Funds (or ETFs)

Robo-Advisor or DIY – Why Robo-advisors are Better than DIY Investing with Mutual Funds (or ETFs) Investors sometimes question the need for investing with robo-advisors. After all, robo-advisors mostly invest in funds, particularly exchange traded funds (ETFs). Isn’t that something that you could do for yourself? It’s not exactly that simple. Robo-advisors are better than DIY investing with mutual funds or ETF’s, because they use algorithms to determine the precise mix of funds that are held in your portfolio. With these algorithms, you’re likely to …

READ MORE →
Robo-Advisor News + Updates

Top Shared Fintech Content – Robo-Advisor Winners, Bitcoin, Behavioral Finance and Investment Software

Fintech and Investing Afficionados Like These Articles In thumbing through our social media channels, here is a list of the most shared content for the last few months. Learn about investing with robots plus humans, whether you can invest in bitcoin with a robo-advisor, if women need their own robo-advisor and how Noble Laureate Richard Thaler impacted Betterment. Finally, find out which robo-advisors had the best returns! Fintech is a huge trend going forward. See if you can benefit from any of the new investment …

READ MORE →
FutureAdvisor Review-Typical asset allocation and investments for a 40-year old investor
Robo Advisor Reviews

Expert FutureAdvisor Review – Robo-Advisor with Financial Advisor Access

FutureAdvisor Expert Review FutureAdvisor is a robo advisory firm that manages your existing investment accounts.  With FutureAdvisor, you don’t need to transfer your assets to their platform! The service automatically monitors, re-balances and tax manages your current investments. Low-cost index funds are added where necessary to strengthen your portfolio. Based in San Francisco, FutureAdvisor was founded in 2010 by Microsoft refugees, Bo Lu and Jon Xu. They started the platform in response to friends who were having difficulty knowing where to invest their money. The …

READ MORE →
Get free report of top 11 robo-advisor trends
Robo-Advisor Learn

Top 11 Robo-Advisor Trends for the Future

Free Robo-Advisor Trends Report from Top Experts The robo-advisory field is upending the financial industry. Consumers benefit with low fees and low minimums for top-notch investment portfolios. You can get a professionally-managed investment portfolio for with no administrative fees at WiseBanyan and Schwab with their  Intelligent Portfolios. Wealthfront and Betterment aren’t far behind with management fees below 0.25%. The big investment houses -Vanguard, Schwab, TD Ameritrade and more – are jumping on the robo-advisor bandwagon as well. Not to be left behind, financial advisors are competing …

READ MORE →
Cons of Robo-Advisors - There are disadvantages as well as advantages of robo financial advisors.
Robo-Advisor Learn

Disadvantages of Robo-Advisors and Robo Financial Advisors

What are the negatives of robo-advisors? Robo-advisors, sometimes called robo-financial advisors, are automated financial advisors that manage your investment dollars for the greatest returns with the least amount of risk. Some offer human financial access, others don’t. The various robo AI providers all offer their own twist to the service. What’s not to love? It sounds like the Holy Grail of Investing. After all, you’re busy, you’ve got some money to sock away for tomorrow. You don’t want to make mistakes when you invest. Why …

READ MORE →
Top 5 robo-advisors by AUM - Vanguard beats the rest.
Robo-Advisor News + Updates

November 2017 – Robo-Advisor News + Polaris Review Posits Markets Are Inefficient

Top Robo-Advisor News – Vanguard is the Robo-Advisor With the Most AUM Polaris Portfolios Expert Robo-Advisor Review Polaris Portfolios is a digital wealth management platform built to outperform the market benchmarks and deliver exceptional client service. The platform was cofounded by Evan Kulak, Michael McDermott, and Grant White. Unlike the majority of robo advisors that believe markets are efficient, Polaris believes that markets are inherently inefficient. Polaris Portfolios does not believe index funds offer the best returns on a risk adjusted basis. Rather Polaris believes …

READ MORE →
Richard Thaler, Nobel Prize winner, economist + robo-advisor influencer
Robo-Advisor Learn

How Richard Thaler, Nobel Prize Winner, Influenced Betterment

Behavioral finance, Richard Thaler and robo-investing help you make better investment decisions. ” As technology and design increasingly enables financial services firms to modify and influence their customers’ behavior, we should not only remember Thaler’s ideas and well-developed research; We should take his mantra to heart and follow his choice to use behavioral learning to make a positive impact on people’s lives.” ~Dan Egan, director of behavioral finance & investments at Betterment (as reported in MarketWatch) Markets are in a state of constant flux. One core mistake …

READ MORE →
Free investment review + October 2017 robo-advisor fintech news
Robo-Advisor News + Updates

October 2017 Robo-Advisor News + Betterment Has Free Offers

Betterment Launches Free Management Fee Promo + Free Investment Review Choosing the right investment manager is tough. Betterment is making it easier. Betterment continues to entice and innovate. Betterment Free Investment Review Betterment’s free investment review can help you assess your current investment approach. Here’s how the Betterment investment review can help you: Betterment asks you a series of questions related to your finances. Next, you receive  an analysis of your investments that covers four topic areas: investment accounts, tax savings, fees risk exposure This …

READ MORE →
2017 Benzinga Fintech Summit - San Fransisco showcased top fintech firms in real estate and investing
Robo-Advisor News + Updates

Benzinga Fintech Summit – 2017 San Francisco Highlights + Kevin O’Leary

Benzinga Fintech Summit Gets Loud! Jason Raznick of Benzinga put together a fast-paced conversation about Fintech with some of the biggest players in the sphere. The Benzinga Fintech Summit combines panel discussions and individual company presentations while introducing new platforms and discussing the state of the fintech world. Staying on top of the fintech arena, with light speed changes, is a tall order. Here’s what’s going on now, according to Benzinga Fintech Summit participants. Investing, Real Estate and Robo-Advisor Presenters Include: Unison Rocket Mortgage Morty …

READ MORE →
What does the future of robo-advisors hold? Are human financial advisors doomed?
Robo-Advisor Learn

The Future of Robo-Advisors; Are Small Independent Robo-advisors and Human Advisors Doomed?

With recent leaps in artificial intelligence technology, many financial advisors worry whether their position will be replaced by machines. The future of robo-advisors is transitory, and human advisors are uneasy. Human financial advisors are particularly worried because of the explosion of new AI platforms. These robo-advisor AI systems are a competitive challenge. Human advisors are scrambling to adapt to a changing environment. In the investment world, artificial intelligence plays a key role. Currently, there are over 200 platforms known as “Robo-advisors” that create and manage …

READ MORE →
Robo-Advisor News September 2017. Updates about the future of robo's + financial advisors.
Robo-Advisor News + Updates

September 2017 Robo-Advisor News – The Most Useful Fintech Updates

Robo-Advisor News – September 2017 The robo-advisor news waves are exploding with questions about the future of this fintech darling. Not far behind is the cry of human financial advisors wondering if they will be doomed. Find out what the CFA blog, MarketWatch and the Wall Street Journal are reporting about these questions. “What’s Next for Robo-Advisors?” by Lauren Foster – CFA Institute Blog “If you’re in the business of advising clients on how to invest, Randy Cass, CFA, has some advice for you: The future of …

READ MORE →
Robo-advisor vs financial advisor - which is better. Get the pros & cons.
Robo-Advisor Learn

Robo-Advisor vs Financial Advisor – Which is Best?

Which is Better, Robo-Advisor or Human Financial Advisor? By contributing columnist, Hank Coleman Robo-advisors are everywhere you turn. Or, so it seems. These automated online investment platforms appeal to new and younger investors, but they can be a good fit for seasoned pros as well. The key to deciding whether to go robo-advisor or human financial advisor is to understand what’s right for you and your financial situation. Are you tired of paying high fees and commissions with a traditional financial advisor? Does the investment …

READ MORE →
Robo-advisor news to keep you upto-date on the latest fintech investment info
Robo-Advisor News + Updates

Robo-Advisor News – Latest Updates from the World of Automated Financial Advisors

Robo-Advisor News – August 2017 The robo-advisor industry is moving at lightning speed. These digital financial advisor, that manage your investment dollars using sophisticated computerized algorithms for low fees are upending the traditional wealth management market. Existing robo-advisors are continually updating their features. With Betterment and Wealthfront at the helm of change by adding human and digital financial advising, respectively. Following are some of the recent updates across the robo-advisory landscape: “Your Robo-Adviser May Have a Conflict of Interest” by Hugh Son on Bloomberg.com “But …

READ MORE →
Robo-advisors and the future of the wealth management industry
Robo-Advisor Learn

How Do Robo-Advisors Fit in With Traditional Wealth Managers?

The Relationship Between Robo-Advisors and Traditional Wealth Managers Robo-advisors are upending the wealth management industry. Digital wealth managers are launching new platforms, merging, and creating hybrid models. Robo-advisor growth is explosive, but digital investment advisors remain small participants in the total global wealth management AUM. Discover whether the robo-advisor is a true threat to the conventional wealth manager or not. Interview with Barbara A. Friedberg, MBA by Maryna Tykholoz – Cukov, MS for her International Management MBA thesis at Furtwangen University, Germany on the topic, …

READ MORE →
Insurtech - the new fintech innovation. Insurance in minutes, not months.
Robo-Advisor Learn

Insurtech: Fast Life Insurance Coverage

Guest contributor, JC Matthews Insurtech: Rapid Underwriting The End of the 3 Month Life Insurance Application Fintech, or financial technology solutions have dominated the finance industry, yet insurtech is late to the party. Insurtech describes financial innovation technology solutions for the insurance industry. These new fintech insurance technological advances expedite the insurance process saving you time and money.   You’ll probably agree that the current life insurance underwriting process is too long, entirely frustrating, and doesn’t meet your expectations of the life insurance buying process, either online …

READ MORE →
M1 Finance adds socially responsible investing to their DIY - robo-advisor investment model.
Robo-Advisor News + Updates

M1 Finance Joins the Socially Responsible Investing Trend

Please see affiliate disclosure below.* “M1 believes people should always have their money working for them in a way that aligns with their objectives and values.” ~Brian Barnes, CEO M1 Finance Regardless of what you call it; socially responsible, impact, sustainable or socially conscious investing, the genre is exploding. The Forum for Sustainable and Responsible Investment reports an 89% increase in socially responsible investing since 2012. The Forum claims that $7 trillion is invested with firms touting environmental, social and corporate governance (ESG) issues. And …

READ MORE →
Top new fintech investing and robo-advisor apps from Finovate 2017.
Robo-Advisor News + Updates

6 New Investing and Robo-Advisor Fintech Startups from Finovate Spring 2017

Finovate 2017 Premiered Exciting Fintech Investing Platforms The Finovate Conferences showcase the top new innovations in fintech. Among the banking, insurance, security and more are several exciting new investing related platforms. From Capitali.se for active traders to NewChip for Angel investors on a dime, there are exciting apps and ingenious platforms to facilitate investing. Fintech is getting creative, more affordable with options for the millennial to the quant. Following are the newest investing-related fintech platforms showcased at this year’s Finovate 2017 event. If you’re looking …

READ MORE →